Even though your landlord should have insurance to protect the building you live in, it won’t cover any of your personal belongings. Renters insurance provides protection for your personal property against damage from hazards including:
- Fire, lightening, windstorm and hail
- Explosions and smoke
- Plumbing leaks
- Every type of theft loss, whether in your apartment or elsewhere
In addition, renters insurance includes personal liability protection to help cover the associated legal costs and related damages in the event you are sued by a person who is accidentally injured or their personal property is damaged while in your apartment.
Upstate Agency agents will work with you to determine what amount of personal property coverage is right for you and will help find the right renters insurance to meet your needs.
To learn more, contact an Upstate Agency agent today.