Liability is the most important coverage and is required by most states. Basically, if you cause an accident, hurt someone or damage someone’s property, it can pay for covered damages and to defend you if a lawsuit results.
Collision helps pay for damage to your vehicle if your car hits another car or object, is hit by another car, or your vehicle rolls over.
Comprehensive helps pay for damage to your vehicle that is not caused by collision.
Medical Payments helps pay for covered medical expenses for anyone injured while in your vehicle regardless of who is at fault.
Uninsured/Underinsured Motorist can help pay for damages and medial costs resulting from an accident caused by someone who has no insurance or inadequate insurance.
Personal Injury Protection pays medical expenses and in some cases lost wages and other damages regardless of who is at fault in an accident.
Deductible is the amount you will pay out of pocket before your insurance kicks in.
Contact an Upstate Agency agent today to find the right auto insurance for you.