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Flexible Options for Your Employees and Your Company

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Employee Reimbursement Plans

Employee Reimbursements Plans are accounts used to save on taxes and pay for qualified medical expenses. They can be used alongside a group health insurance plan or offered as a stand alone plan. Our team can help you find the best plan for you:

  • HSA Health Savings Accounts are a type of savings account that lets an employee set aside money on a pre-tax basis to cover qualified medical expenses to help lower overall health care costs.
  • FSA Flexible Spending Accounts can be designed to provide medical reimbursement, dependent care assistance or adoption assistance benefits.
  • HRA Heath Reimbursement Accounts are employer-funded group health plans from which employees are reimbursed tax-free for qualified medical expenses up to a fixed dollar amount each year.
  • POP Premium Only Plans allow employees to pay their portion of insurance premiums with pre-tax dollars, which in turn reduces both the employer’s and employee’s tax liability.

Looking to see how you can improve your insurance program? Contact the Employee Benefits Division at Upstate Agency and let us design a proposal for you.

 

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Business Insurance

You work hard to make your business successful, and our agents will work just as hard to find the right insurance for all your business needs.

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Commercial Auto

If your business owns, leases or rents vehicles you need commercial auto insurance to protect your business from potential financial costs.

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