Umbrella Liability

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Umbrella Liability Insurance

Business umbrella insurance protects your business if an accident happens and your existing business liability insurance policies cannot cover the expenses. Umbrella insurance picks up where business auto liability, general liability or other liability coverage stops, providing extra protection against additional legal fees, medical bills and damage expenses that exceed your primary business coverage.

Upstate agents will find a business umbrella insurance policy specific to the needs of your business.  In developing your policy, our agents will review the financial and operational details of your business, any prior losses your company has experienced, and any other additional insurance and liability policies your company holds. 

A business umbrella insurance policy will protect your business when accidents such as the following occur:

  • A customer slips on a wet floor in your office and injures himself and the medical costs of the injuries exceed your general liability policy’s limit.
  • An advertising error results in major lawsuits against your business with costs that exceed your primary business liability insurance coverage limits.

With a business umbrella insurance policy, tailored to your business’ specific needs, you will have fewer worries about depleting valuable business assets or future income to cover catastrophic liability claims. 

Contact an Upstate Agency agent to learn more about how your business will benefit from an umbrella insurance policy.


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Save time and money by bundling your insurance policies. Our agents will find the right combination at a competitive price for all your insurance needs.

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