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INSURANCE AND INVESTMENT PRODUCTS:

Not a deposit, Not FDIC Insured
Not Insured by Any Federal Government Agency
Not Guaranteed by the Bank
May Go Down in Value

Insurance products are offered through Upstate Agency, LLC (South Glens Falls, NY). This agency is a non-bank subsidiary of the Arrow Financial Corporation Family of Companies and is licensed to sell insurance in New York State and act as an agent for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.

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